South Carolina Foreclosure Guide
South Carolina uses judicial foreclosure through the Master-in-Equity court system in each county. The process typically takes 6–10 months. There is no statutory right of redemption after the sale. South Carolina's tax sale system runs separately through the county treasurer's office, and tax deeds must be separately tracked. Coastal counties (Horry, Beaufort) have elevated HOA complexity due to resort and planned community developments.
Process Type
Judicial (Master-in-Equity)
Typical Timeline
6–10 months
Sale Method
Master-in-Equity sale
South Carolina Title Risk Articles
State-specific articles coming soon — check back as our foreclosure title guide library grows.
County-Level Exceptions Investors Should Know
Statewide rules only tell part of the story. These county-level quirks catch out-of-state investors off guard.
Horry County (Myrtle Beach)
Horry County is home to thousands of timeshare and resort-fractional-interest properties. Timeshare liens and maintenance fee obligations can encumber individual units and the common elements. Buyers at a Master-in-Equity sale should confirm whether the property is encumbered by any timeshare plan declaration.
Charleston County
Charleston County has properties subject to historic district restrictions administered by the Board of Architectural Review. These restrictions are regulatory rather than recorded, but non-compliance can halt renovations and result in fines. Buyers should confirm historic district status before estimating renovation costs.
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