Georgia Foreclosure Guide
Georgia uses non-judicial foreclosure — the deed to secure debt allows lenders to sell at the county courthouse on the first Tuesday of each month after advertising in the local legal organ for four weeks. Georgia buyers get a limited statutory right to cure after the sale. Fulton, Gwinnett, Cobb, and DeKalb counties are the highest-volume markets in the state.
Process Type
Non-Judicial
Typical Timeline
30–60 days
Sale Method
Courthouse steps (1st Tuesday)
Active Foreclosure Auctions
Georgia Title Risk Articles
State-specific articles coming soon — check back as our foreclosure title guide library grows.
County-Level Exceptions Investors Should Know
Statewide rules only tell part of the story. These county-level quirks catch out-of-state investors off guard.
Fulton County (Atlanta)
Fulton County's dispossessory (eviction) process is separate from foreclosure. Even after a non-judicial foreclosure sale, the new owner must file a dispossessory action to remove a holdover occupant — a process that can take 30–60 days and requires proper service.
DeKalb County
DeKalb County has had widely documented issues with inaccurate county tax records. Buyers should independently verify the tax account number and outstanding balance directly with the DeKalb County Tax Commissioner's office rather than relying solely on public records database lookups.
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